Home Loans Made Sweet and Simple

Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Why Choose Agave

Agave Home Loans is both a mortgage lender and broker—meaning we offer our own funds and shop multiple lenders, giving you the best of both worlds: lower rates, more options, and faster closings.

More choice = more competition. More competition = lower rates and faster closing times.

Work with the same loan officer and processor for a consistent experience.

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Real Reviews, No Filter

Our experience with Agave Home Loans was excellent from start to finish. Sam and Alex were incredibly responsive, very fast, and extremely helpful throughout the entire process. They made everything smooth and easy, answering questions quickly and keeping things moving.We were able to close on our loan in exactly three weeks from application to closing, which exceeded our expectations. Their efficiency and professionalism really stood out.We would highly recommend Agave Home Loans to anyone looking for a reliable and responsive lending team, and we will definitely be using them again for our future home financing needs.

Jennifer H.

23:25 05 Mar 26

I've been kicked around from mortgage lenders for years.i just what to say how I appreciate Agave and Eddie myself.they listen to me and made my life easier.if you have mortgage issues I really believe they take some weight off your shoulders..Thankyou.Edddie.

Daniel R.

20:52 05 Mar 26

absolutely amazing customer service never have dealt with a better lender or Mortgage Broker in my life and in my 14 years in commercial real estate development, projects and investment sales

Sean G.

21:18 04 Mar 26

Dev (LC) and Adrian (LP) were extremely helpful in the process. Timely updates, clear set instructions. Really simple and straightforward refinance. Can’t recommend them enough!

Jacobey D.

19:37 04 Mar 26

Xavier Gutierrez and Dylan Williams were a pleasure to work with on my recent refi/debt consolidation loan. He kept me informed every step of the way through text and phone calls. The loan I ended up with fit my needs and I would be comfortable recommending Xavier to anyone. This is my second refi through Agave

Don B.

17:11 04 Mar 26

Dylan Williams was very helpful, explaining everything each step of the way including the closing.We were pleasantly surprised with the ease ofworking with the Agave loan team from application to closing.we will definitely recommend them.

tammy S.

01:01 04 Mar 26

It was a pleasure to work with Anthony. His patience and his encouraging words helped us to hold on throughout the loan process.He was always available to answer our questions, whether direct or through a follow up call.Thanks Anthony, you’re the best!! .

Tara A.

18:14 03 Mar 26

I am announcing to military veterans everywhere the satisfaction I have experienced working with Agave Home Loans, specifically Xavier Gutierrez and Thomas King. The team has integrity!Xavier and Thomas professional conduct has exceeded my expectations of businessmen completing financial transactions with military members and our honorably hard-earned federal benefits. Agave Home Loans and Mortgage has earned my return future business.

Louis T. L.

14:14 03 Mar 26

Very efficient, helpful, and friendly! They worked quickly to get my loan and cash out.

Jeff S.

23:19 02 Mar 26

Adrian PELAYO and Taylor Barklow were just on it. My experience was very smooth and speedy. You guys got it together thank you so much. Lori and John

Lori B.

00:11 02 Mar 26

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Google Rating

5.0

Based on 1761 reviews

Agave Home Loans

5.0

John Glass

17:56 06 Mar 26

Well as it once was stated this was easy peazy nice and squeezey. This loan was so smooth there were no we can get you this much back then half way through the proposed payment goes up or the cash out drops significantly. For a Californian this was great

Joel Goodsen

16:43 06 Mar 26

Working with this company has been very pleasant as well as impeccable customer service with extraordinary communication skills. I recommend this loan company to help many other folks that are seeking loans with achievable interest rates. Thanks again Aguave for such a wonderful experience and many thanks to Rayleen and A+++ agent.

Jennifer Hough

23:25 05 Mar 26

Daniel Rea

20:52 05 Mar 26

Sean Gelson

21:18 04 Mar 26

absolutely amazing customer service never have dealt with a better lender or Mortgage Broker in my life and in my 14 years in commercial real estate development, projects and investment sales

Jacobey Dolesh

19:37 04 Mar 26

Dev (LC) and Adrian (LP) were extremely helpful in the process. Timely updates, clear set instructions. Really simple and straightforward refinance. Can’t recommend them enough!

Don Benjamin

17:11 04 Mar 26

tammy sargent

01:01 04 Mar 26

Tara Allen

18:14 03 Mar 26

Cathie Conner

16:39 03 Mar 26

Louis T. Leavell

14:14 03 Mar 26

Jeff Schmidt

23:19 02 Mar 26

Very efficient, helpful, and friendly! They worked quickly to get my loan and cash out.

Lori Barklow

00:11 02 Mar 26

Adrian PELAYO and Taylor Barklow were just on it. My experience was very smooth and speedy. You guys got it together thank you so much. Lori and John

Zack Sizemore

17:49 28 Feb 26

Worked with Chris at Agave on an equity loan for my home in SC. They were very efficient and we closed in less than 2 weeks.

Sandra McCoy

23:57 27 Feb 26

Excellent service. Constant follow up during the entire process. Could not have had a better experience with the refinance. Very knowledgeable staff. Zack went above and beyond to ensure was a smooth and stress free process. Would highly recommend. 10 stars across the board

Steven Quade

20:19 27 Feb 26

Agave has called me twice today on solicited saying they monitor experian credit pulls, this is unacceptable business practices and agents are hard to get off phone unless you hang up, please guys, no vultures

Neal Jr Borntrager

02:17 27 Feb 26

Chris has been a great individual to work with.I despise paperwork, and he made it very easy for us, all we had to do was the signing.I was trying to get a loan from a local bank and was a FEW MONTHS in and LOTS of paperwork. When Agave called me I decided to give them a shot, it was a day less then 3 weeks after I gave them the go ahead we had the closing! They are great people to work with.

Anabell Rosier

15:11 26 Feb 26

The process was easy and the personal service was fantastic I will recommend it to anyone Thanks for everything you made my dream come true

William

00:38 26 Feb 26

Chris recently helped me pull cash from my home in Alabama. He kept me informed during every step of the process. Hoping to use them again if rates go down!

Richard Petrucelli

00:22 26 Feb 26

Chris at Agave helped me lower the rate on my HELOC to save money. He walked me through every step of the process and made it quick and easy for me.

Hank Gates

00:05 26 Feb 26

Mr. Rogenhofer and the team at Agave Home Loans were absolutely fantastic to work with. Mr. Rogenhofer was knowledgeable, responsive, and made the entire process smooth from start to finish. He took the time to explain everything clearly, answered all my questions, and made sure I felt confident every step of the way.What really stood out was his professionalism and genuine care. He made what can often be a stressful process feel straightforward and manageable. I truly appreciate the level of communication and attention to detail.If you’re looking for a reliable and trustworthy lender, I highly recommend Mr. Rogenhofer and Agave Home Loans. I’m grateful for the great experience!

Rudy Castillo

16:51 25 Feb 26

Chris was Awesome to work with, highly recommended

Chris Gumm

16:27 25 Feb 26

My experience was very positive. It was a quick, smooth, painless process and they provided prompt communication along the way. Very happy with the results.

Heather Lynch

05:56 21 Feb 26

Amazing quality, efficiency and professionalism. Great experience!

Joseph Lintz

21:46 19 Feb 26

Chris Rogenhofer was truly outstanding - EXCELLENT on every level! He was professional, polite, knowledgeable, and best of all went the extra mile! I am not an easy sell but Chris won me over with his trustworthiness. I will be calling Chris with all of my future home loan needs! Agave is lucky to have Chris as he is a true asset!

Ethan Thomas

15:24 19 Feb 26

I don’t do bad reviews unless I really feel like I need too. I was shopping for a small second mortgage to do more upgrades to my house. I was potentially going to pull 50k and got a quote. For a 15 year, they were going to charge over 51%! $96,840 would have been what I paid. That is absolutely ridiculous. Donavon was good with customer service but I guess what does it matter if they don’t really care in the end. My credit score is high 700’s too! Absolutely mind blowing.

JB Madewell

02:01 18 Feb 26

Chris and Agave were great from start to finish. Chris even helped us save money on our home insurance in the process.

Ray Johnson

23:08 17 Feb 26

I recently refinanced my mortgage with Agave Home Loans, and I couldn't be happier with the experience. The team was knowledgeable, professional, and guided me through every step of the process. The rates were competitive; communication was excellent and my team provided me with a customized solution that fit my needs perfectly. I have been through this process many times in the past. This was by far the quickest and smoothest experience I ever had. I highly recommend Agave Home Loans for anyone considering a refinance! Xavier, Dylan and Alexis thank you all for your efforts.

Brad Hicks (Brad)

05:04 17 Feb 26

Daniel Olivas (and Adrian Pelayo) helped us through the process of getting a home refi with a fixed rate. He offered great insights, including how to deal with my wife’s Alzheimer’s Disease to get this loan and getting our son on the title. He locked us in to the best rate possible and even though the going rate went up we still had the best rate locked with Daniel’s help.He encouraged us when we had the challenges concerning my wife and always responded quickly when we had questions.We greatly appreciate all the assistance Daniel rendered to us to come out with a refi loan with great terms.Thanks Daniel for looking out for us so much,Bradford and Timothy HicksLake Tapps, WA

Bobby Quinn

23:04 14 Feb 26

Agave home loans is your go-to place if you’re in the market for a home loan. Each challenge faced was immediately taken care of. If we had a concern it was addressed. Couldn’t have asked for a better team. Even worked hard to get more cash-back than expected.

LAVERNE D M

20:43 13 Feb 26

My overall experience with Agave Home Loans was excellent. I went into this process very overwhelmed, drowning in credit card debt, trying to look for options to get rid of these high payments. Anthony helped me find the best option for my situation. He truly was a trusted advisor who genuinely cared about my financial well-being. Both Anthony and Dylan made the process seamless and stress-free. They were professional, knowledgeable, helpful, and were always available to answer any of my questions. We were able to close and complete the process in less than a month. What a relief to pay off my debts with this refinance and be able to save money in the long run. I highly recommend them to anyone looking for a smooth and stress-free experience!"

Dennis Farabell

16:15 12 Feb 26

I had an outstanding experience with Rocket Mortgage, and I can’t say enough great things about Raylene and her team. From start to finish, Raylene demonstrated incredible expertise, professionalism, and attention to detail. She didn’t just guide me through the process — she stayed ahead of it. Her proactive communication at every step made what could have been a stressful experience feel smooth and manageable.Raylene took the time to explain everything clearly, answered questions quickly, and ensured there were no surprises along the way. It was evident that she genuinely cares about her clients and takes pride in delivering exceptional service.A big thank you as well to Raylene’s entire team. Their coordination, responsiveness, and behind-the-scenes efforts did not go unnoticed. It truly felt like I had a dedicated group of professionals working together to make this happen.

Dave Rhoads

16:19 11 Feb 26

Awesome to deal with im in Pennsylvania I love this company.

Mazzie Casher

15:45 10 Feb 26

Jacob took great care of us. We started late in the year, got thru the winter holidays and picked back up without missing a beat to close on the product we wanted. Kudos.

Andrew Blash Blash

18:31 07 Feb 26

My name is Kenya Husbands-Blash. I had the pleasure of working with Kevin and Adrian. I was very happy with the services they provided me. In these times it is difficult to find trusty worthy, patient and professional service. I will definitely do business with Agave Home loans in the future and I have already recommended my girlfriend to work with them.

tony felix

23:06 05 Feb 26

Excelente experiencia con el Sr Kevin Agular durante mi refinanciamiento. Fue muy profesional, claro y siempre atento a mis preguntas. Me explicó todo el proceso de forma clara y sencilla y logró que fuera rápido y sin estres. Lo recomiendo totalmente.

Don Woster

22:38 05 Feb 26

Jacob was a pleasure to work with on my loan. He made the adjustments required to get the approvals and worked to get a very quick closing.

Gale McKiernan

19:58 05 Feb 26

Fast and easy…highly professional and great communication with all individuals we worked with. Sam was able to get us a lower rate than another company. Shanti did the closing work and also great to work with. Mary the Notary made it easy for us to do the closing. This is a great company to work with.

nia miller

19:34 05 Feb 26

Holly Ranney

14:45 05 Feb 26

Brenda Mathes

02:41 05 Feb 26

Very helpful and efficient staff at AGAVE. Adrian and Josh were very helpful and responded quickly to any questions that I had.

Jacqueline McIntyre (disandatstore)

00:33 05 Feb 26

Gavin and Adrean did a excellent job getting our loan through the process to close. We are very happy to get the loan and start our upgrades. Highly recommend this guys

Heidi Smith

17:11 04 Feb 26

Thanks for helping my sister with her refinance! The process was smooth and flawless! Loan officer (Devon) and processor (Alex) provided prompt and clear communication! Way to go!

Lee Ann Girard

16:58 04 Feb 26

Excellent customer service and very responsive. Highly recommend

CSD TRADER

16:53 04 Feb 26

Great work they helped me on getting a heloc for my multi family. Dylan and Raylene was great

Chrystie Towe

14:57 04 Feb 26

Dev and Alex at Agave were FANTASTIC! They were very informative, friendly and professional. They set expectations all along the way and met every single one with flying colors.

Wendy Hquez

01:32 04 Feb 26

This company is a PLUS! These guys make the process smoother and stress less! Love them!

Samantha Allison

23:23 03 Feb 26

I can’t say enough great things about Dylan and Josh at Agave. They made the entire process smooth, stress-free, and easy from start to finish. Their professionalism, communication, and attention to detail truly stood out. I would absolutely recommend them to anyone looking for a great experience.

Sue Wang

15:11 03 Feb 26

Daniel and Adrian at Agave were amazing to work with. Refinancing is very stressful, but they made the entire process smooth and manageable. Daniel was knowledgeable, patient, and always clear in his explanations—he was always there to answer questions. Adrian kept everything organized and on track. Their professionalism and teamwork truly made a difference. Highly recommend Agave!

Sharon PARKER

00:49 03 Feb 26

Christian Saenz walked me through the process and returned texts answering questions without delays. His help was much appreciated.

See all reviews Write a review

Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Schedule A Call

Request A Quote

Please provide the following info for a quick quote.

Get Pre-Approved to Buy

Please provide the following info for a quick quote.

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Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Schedule A Call

Request A Quote

Please provide the following info for a quick quote.

Get Pre-Approved to Buy

Please provide the following info for a quick quote.

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