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Home Loans Made Sweet and Simple

Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Why Choose Agave
Agave Home Loans is both a mortgage lender and broker—meaning we offer our own funds and shop multiple lenders, giving you the best of both worlds: lower rates, more options, and faster closings.
More choice = more competition. More competition = lower rates and faster closing times.
Work with the same loan officer and processor for a consistent experience.

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    (888)300-3440 to speak to a loan officer immediately.

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      Get Pre-Approved to Buy

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        By checking this box and clicking "SUBMIT", you expressly consent and agree to receive communications via telephone, mobile device (including SMS and MMS), and/or email, for purposes including marketing and service updates. This consent applies even if your number is on any internal, corporate, state, federal, or national Do-Not-Call (DNC) list. We may use automated systems for some of these communications. Message Frequency Varies. You can opt out of future communications at any time. Consent is not a condition of purchase. Message and data rates may apply. Reply HELP for help, STOP to cancel. SMS/MMS opt-in consent is never shared with third parties for promotional purposes. For more information, please review our Privacy Policy.

        Real Reviews, No Filter
        I would highly recommend Agave! Hank and Shanti made the process clear, easy to understand, and uncomplicated. They answered all our questions with genuine care and respect.
        Carol B.
        Carol B.
        13:01 13 Sep 25
        These guys will help you in any way possible to get you the deal that you want. Excellent service and the utmost diligence. Highly recommend
        Brandon H.
        Brandon H.
        20:36 09 Sep 25
        Excellent customer service. These guys even answered questions on Saturday and Sunday. We had a 3 week closing but would have been a week earlier if a lien holder on our house didn't drag their feet on getting us a payoff letter. These guys are top notch! We recommend anyone in AZ to give these guys a try! You won't be disappointed.
        Brenda V.
        Brenda V.
        15:23 08 Sep 25
        Xavier has been an amazing partner to us as we navigated the crazy market that summer 2025 is proving to be... He has been available to answer questions and offered good advice every step along the way. He's the first call we'll make in a few months when interest rates drop!
        Scott K.
        Scott K.
        20:04 06 Sep 25
        I would highly recommend Agave to anyone who is in the market to buy their first home, or is interested in refinancing. The team of Xavier & Dylan were professional and accommodating and truly went above & beyond to make my experience seamless. Xavier was also able to identify that I was being overcharged by my long-time insurance company on my homeowners insurance, which prompted me to investigate and ultimately switch, saving me over $4,000/yr.
        Sandra D.
        Sandra D.
        20:29 05 Sep 25
        Gavin and Thomas were great helping me with my refinance. Thank you.
        Carl D.
        Carl D.
        19:42 05 Sep 25
        Xavier, Dylan, and the whole Agave Home Loans crew are the best! Super responsive and helpful throughout the whole process. Highly recommend. You won’t be disappointed!
        Crystal M.
        Crystal M.
        01:31 05 Sep 25
        Zach was easy and pleasant to work with. Would definately use again if needed!!! They walked us through every step of the process and explained thoroughly. Great experience
        Rebecca B.
        Rebecca B.
        18:41 04 Sep 25
        This was the easiest transaction ever. Xavier was so helpful with my refinance. Answered all my questions. It was fast and easy. I kept waiting for a hickup but no just smooth sailing.Thanks Xavier and Agave. I have and will continue to recommend them.
        Nancy B.
        Nancy B.
        18:33 03 Sep 25
        The whole team at agave in Phoenix, AZ were wonderful! easiest closing we have ever had. Thank you!
        Brent Penrod C.
        Brent Penrod C.
        00:42 03 Sep 25
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        5.0
        Based on 1514 reviews
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