Home Loans Made Sweet and Simple

Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Why Choose Agave

Agave Home Loans is both a mortgage lender and broker—meaning we offer our own funds and shop multiple lenders, giving you the best of both worlds: lower rates, more options, and faster closings.

More choice = more competition. More competition = lower rates and faster closing times.

Work with the same loan officer and processor for a consistent experience.

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Real Reviews, No Filter

Everyone at Agave was a pleasure to work with. Thank you for helping us here in New Jersey.

Noaa S.

00:24 03 Dec 25

Worked with me throughout my loan process. Very helpful and answered all my questions.

Frances G.

00:02 03 Dec 25

Raylene was very helpful in finding the right heloc loan for our needs. She was very helpful and could not believe how fast the loan was processed. Highly recommend

Rick D.

20:21 02 Dec 25

Raylene was such a pleasure to work with. So helpful. She really knows what she is doing.

B C.

18:25 02 Dec 25

An exceptional experience from start to finishMy experience with Agave Home Loans has truly been outstanding. From the very beginning, I could see that this company lives up to its promise: personalized attention, professionalism, and genuine support throughout the entire process.I want to express my deepest gratitude to Eduardo Rodriguez (Mortgage Broker). His support was essential for me, especially because I requested someone who could assist me in Spanish. Eduardo exceeded every expectation:He answered all my questions with patience and clarity.He was always available for my calls and messages.He guided me through every detail of the process with exceptional dedication.Thanks to him, I felt safe, supported, and fully understood during a process that can easily feel overwhelming. His professionalism and human warmth made all the difference.I also want to thank Adrian Pelayo (Sr. Processor). Although he does not speak Spanish, his role was crucial. Adrian kept everything organized and moving forward. I truly appreciate his consistency, his clear communication, and his commitment to keeping me informed at every stage. His professionalism was essential to ensure a smooth and transparent experience.Together, Eduardo and Adrian made this process far easier and more manageable than I ever expected. Agave Home Loans has a team that genuinely cares about its clients, and my experience with them confirms that completely.I highly and confidently recommend them. I am deeply grateful for the exceptional service and support I received.

xenia F.

16:53 02 Dec 25

Very helpful knowing what I needed and what I would needed it for and he helped me get the refinancing that I wanted. It was very friendly and called me every week afterwards and I would if I would let him if I needed to get another one I would deal with him

Melton S.

14:46 02 Dec 25

I had an amazing experience working with Alexis and Nick handling my loan they made the entire process incredibly smooth and stress free! Thank you to the agave team! recommend them 100%

Jane C.

16:36 01 Dec 25

Our experience with Agave Home Loans was the most efficient mortgage application and closing process that we've ever had. Both Josh and Adrian stayed on top of the process and offered excellent service.

Mike M.

23:12 26 Nov 25

Chandler is the best he rescued me from the state of confusion 😕

Richard C.

17:55 26 Nov 25

He got a great job and he took care of us

Bruce M.

22:09 25 Nov 25

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Google Rating

5.0

Based on 1616 reviews

Agave Home Loans

5.0

Noaa Stoler

00:24 03 Dec 25

Everyone at Agave was a pleasure to work with. Thank you for helping us here in New Jersey.

Frances Garrido

00:02 03 Dec 25

Worked with me throughout my loan process. Very helpful and answered all my questions.

Rick Dodridge

20:21 02 Dec 25

Raylene was very helpful in finding the right heloc loan for our needs. She was very helpful and could not believe how fast the loan was processed. Highly recommend

B Chez

18:25 02 Dec 25

Raylene was such a pleasure to work with. So helpful. She really knows what she is doing.

xenia franquiz

16:53 02 Dec 25

Melton Stell

14:46 02 Dec 25

Dwain Foltz

21:19 01 Dec 25

Jane cc

16:36 01 Dec 25

I had an amazing experience working with Alexis and Nick handling my loan they made the entire process incredibly smooth and stress free! Thank you to the agave team! recommend them 100%

Mike Manning

23:12 26 Nov 25

Richard Crabtree

17:55 26 Nov 25

Chandler is the best he rescued me from the state of confusion 😕

Bruce Mothershed

22:09 25 Nov 25

He got a great job and he took care of us

Pamela Gibson Goff

21:07 25 Nov 25

Lynkon was kind and professional. Explained all my options.

fashionsds

17:21 25 Nov 25

Very friendly and professional staff. Attentive to details too. My team Scott and Shanti from Arizona did a great job of connecting me to the best rate they could find for me of my refinancing my condo in New jersey from my home in Florida. It was a seamless process and very informative one. It was a very positive experience overall all and I thank the entire Agave family for it.

Melissa S

00:38 25 Nov 25

Very communicative the entire way. I felt very attended to throughout the whole process. It was fast, everyone was helpful and friendly. Highly recommended

Donna Smith

17:52 21 Nov 25

Friendly and informative. Took great care of us. I will deal with them again if needed

melissa rogghe

16:59 21 Nov 25

I would highly recommend. They made sure every t was crossed and even went out of their way to get paperwork completed that was stalled by another company.

Deborah White

15:32 21 Nov 25

Our experience with Agave Home Loans was amazing from start to finish! Devon found us a loan that worked perfectly for our circumstances. He was efficient and always available for any questions we had. Thank you Devon and the team at Agave Home Loans for making a usually stressful process stress free!

Julie Riggs

16:20 20 Nov 25

Jason and Alex made this a seamless experience with consistent communication, professionalism, and truly went above and beyond to make sure we got the best rate available for our refinance! There are a lot of companies out there that over charge and treat you like a number, but not Agave! I am thankful for the amazing service and quick close on my home.

Thomas Dunlavey

15:42 20 Nov 25

I recently completed a VA mortgage refinance, and I’m extremely impressed with how smooth the entire process was. From the very first phone call with Gavin, I felt confident and informed. He explained everything clearly, set realistic expectations, and communicated throughout without me ever having to chase updates.We closed in only 31 days, and the entire experience was exactly as promised. The one small request for additional details was handled quickly by Alex, the processor, who made sure it didn’t slow anything down.This was truly the most seamless mortgage closing I’ve ever been through. Excellent communication, fast turnaround, and a team that actually delivers on what they say. I highly recommend them, especially for VA loans.

June Fisher

20:39 19 Nov 25

Jacob was very informative and helpful making the whole process as easy as possible…

RODNEY HARNE

17:53 18 Nov 25

My experience with Agave Home Loans was nothing less than outstanding. Of particular note was Gavin Monahan whose through knowledge of loan products allowed me to secure a loan (Fixed Rate Home Equity) not a HELOC, which I personally dispise due to interest rate fluxation. The entire process far exceeded my expections. If I ever need another loan product, I will contact Gavin and Agave Home Loans.

pamela fleming

17:46 18 Nov 25

Closing was fast, convenient and personal. Alex and Daniel were very personal, perceptive and helpful throughout this whole process. Thank you, guys!!! Merry Christmas and have a prosperous New Year🤩

Kimberly Cox

16:36 18 Nov 25

Daniel and Alex helped me understand the refinancing process. They were informative and very patient when I didn't understand something or got stressed about the process itself.I would choose their team again!

Kelly Parker

00:03 18 Nov 25

Jacob is a wonderful broker! Searched through all the options for us to find the best loan possible. Personal attention and excellent communication. Shanti was a saint! Worked patiently and diligently through government shut down trying to get FEMA to respond and helping our federal family through a time of uncertainty.

Edwin Marroquin

15:22 17 Nov 25

“Absolutely outstanding service. The mortgage process was smooth, fast, and transparent from start to finish. Highly recommend!

Ruth Metelus

12:59 14 Nov 25

I had a great experience with Agave Home Loans. My Agent Kevin was amazing. The process was smooth and easy. Highly recommended. 👍🏽

Rodrigue Raymond

21:57 13 Nov 25

Thank you Kevin and Dalyn for explaining to us everything about our refinancing. You were really patient go in my through every details about the loan with us. Thank you again.

Robert Tatum

20:43 13 Nov 25

Kevin Aguilar was very courteous, professional and knowledgeable. He walked us through the process in a timely efficient manner. My wife and I was very pleased with service he provided.

Jana Gholston

19:06 13 Nov 25

We recently closed on a home loan in Florida with Hunter Goodard and Shanti Clucas. They worked together to streamline our process and we have been very happy with Agave.Thank You both for such a smooth and easy loan.Harry and Jana Heiges

john adams

16:00 13 Nov 25

Greyson and his team were amazing and carried us through to closing!He was there at every moment to answer our questions!Thoughtful and considerateWe would strongly recommend him!!

Ricky Scarborough

16:08 12 Nov 25

Thanks to Matthew, Jennifer and Adrian for handling my loan application. They went out of their way to make the entire process so easy. And the turnaround time from start to finish was unbelievable. I would truly recommend calling them first for any type of home loan. They were there the entire step of the process even helping step by step with total professionalism.

Jessica Knab

00:29 12 Nov 25

Easy, hand-off process.

Mary Talentinow

21:56 11 Nov 25

I was able to secure a HELOC through Agave, and Cristian Saenz facilitated the loan process. He was terrific and understood my need to be careful giving out personal information over the phone. He listened to my needs, was kind and patient, and offered me a product that worked well for me. The loan was funded quickly and with Cristian's help it was all a fairly painless process, compared to most loans I've obtained over the years. I highly recommend Cristian and Agave to anyone seeking to borrow funds under loans they offer.

Kevin Horton

19:25 10 Nov 25

I first heard of Agave on X and decided to give them a try. From the first call with Taylor to the last call with Alex, they were phenomenal. Very attentive, responsive, solution oriented, and easy to deal with. Highly recommend working with Agave and Taylor and Alex!

Barbara Barbee

18:40 10 Nov 25

Anthony have been so helpful in getting the right loan so we can get our finances back in order. Without your guidance we would not have known which way to turn. We appreciate you keeping us up to date as the process was being fulfilled. Thank you for being super nice.

Gina

18:06 10 Nov 25

Kevin A. from Agave Home Loans was the absolute best!!! He was very knowledgeable and patient with us during the process. As everyone knows there is SO much paperwork and stress involved when refinancing. Kevin made the process so easy and as stress-free as possible. Took the time to explain portions we didn't understand and made sure my husband and I were able to locate all documents required. I would most definitely recommend Kevin and his team if you are looking to purchase or refinance!!! Thank you Kevin!!!

Erick Morales

23:56 09 Nov 25

I’ve had an awesome time with these guys I’ve gotten my home and it was my very first time the best part they didn’t make me feel like I was wasting their time and actually let me go see houses I definitely recommend this company if your a first time home buyer.

Alan Kincade

18:49 07 Nov 25

Both of the agents we worked with were pleasant, personable and professional we felt comfortable and confident with them, thank you!

Karla Olguin

18:40 06 Nov 25

Estoy muy contenta con el trabajo que hizo Alexis Encarnacion , fue muy amable, paciente y siempre estuvo disponible para contestar todas mis preguntas y para ayudarme con mi proceso de refinanciar mi casa, fue excelente poder hacer la mayor parte del proceso en mi propio idioma, Shanti fue muy amable también, altamente recomiendo trabajar con esta compañía.

jitesh shah

18:44 05 Nov 25

To Parents with kids in school and it's time to refinance, work with Christian or Alex for honest fair treatment.

Jose Ramones

16:13 05 Nov 25

Quick closing, very friendly service. Kevin was great to work with.

Jim Worrall

12:09 05 Nov 25

Xavier and Shanti were great to work with. They were fast and came through on all their promises. On top of that, they were genuinely nice. Thank you Agave for a pleasant experience.

Bev Edwards

19:34 04 Nov 25

Agave is a very trustworthy and customer oriented business. The same two people, Scott and Adrian, worked with us personally from beginning to end. They were fully aware of what was going on and were able to explain the whole process. Able to explain the process really makes it easier to understand. They were both patient and very helpful.

Joann Brown

16:43 04 Nov 25

The process was quick

Scott Miller

23:30 03 Nov 25

Agave was great to work with. They went above and beyond any of my needs. Highly recommend this companyGrayson and Alex were the best to deal with all the way across the country us being able n South Carolina

Kendra Trott

18:11 03 Nov 25

Thoroughly pleased with the service I was provided! Would most definitely recommend!

Kendra Claiborne

18:09 03 Nov 25

I was thoroughly walked through the process. My questions were answered promptly and with care! Definitely recommend!

Judy Little

02:56 03 Nov 25

This was a great experience with Agave handling of a HELOC loan for a Georgia resident. The person I spoke with was very helpful in answering my questions. His calls were returned promptly and he was very patient with us. I would highly recommend this company to handle you financial mortgage needs. The entire process from time of applying on line until funds were entered into our bank accout was approximately 7 days.

Tammy Hill

17:58 01 Nov 25

Easy to work with and very responsive

Jacob M

21:57 31 Oct 25

Adrian helped me get the loan I needed to take care of some upgrades and my family. Adrian is awesome!

See all reviews Write a review

Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Schedule A Call

Request A Quote

Please provide the following info for a quick quote.

Get Pre-Approved to Buy

Please provide the following info for a quick quote.

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Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Schedule A Call

Request A Quote

Please provide the following info for a quick quote.

Get Pre-Approved to Buy

Please provide the following info for a quick quote.

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