Home Loans Made Sweet and Simple

Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Why Choose Agave

Agave Home Loans is both a mortgage lender and broker—meaning we offer our own funds and shop multiple lenders, giving you the best of both worlds: lower rates, more options, and faster closings.

More choice = more competition. More competition = lower rates and faster closing times.

Work with the same loan officer and processor for a consistent experience.

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Real Reviews, No Filter

I like the personalized experience. They gave me a game plan to help in the future. What matteredmost is that they listened about my concerns. Treated me with respect and care.

Karen B.

22:52 02 Apr 25

The BEST team there is!!!! We did a refinance on our home and the process was the least amount stressful as possible! We didn’t think we would be able to do one with our recent credit issues! They made it all possible and more. From start to finish, they were hands on! Zach was so attentive and calming! He stayed on top of it all and made sure we got the most affordable while lucrative outcome. Professional, efficient and again the BEST! Thank you Agave Homes and Zach, our guy! Recommending to family and friends with no hesitation!

Ashleigh P.

12:55 02 Apr 25

We had an amazing experience with Agave Home Loans thanks to Jena and Shanti, who were both outstanding throughout the entire process. They were incredibly responsive, professional, and made everything so smooth and stress-free from start to finish. Their clear communication and dedication helped us close quickly, and we truly felt supported every step of the way. We’re so grateful for their help and highly recommend Agave Home Loans to anyone looking for a team that truly cares and delivers excellent service.

Gabriel O.

23:16 31 Mar 25

Kevin and Nick were amazing! They made the whole loan process seamless.. they were always available for my questions and needs! I would highly recommend Agave home loans for your home refinancing!

Sheila D.

15:33 31 Mar 25

Shanti and Greyson were absolutely amazing. I would definitely work with them again. Great communication and very professional.

Darnell G.

02:33 29 Mar 25

Top of the line in all aspects!!!

CAROLE M.

17:54 28 Mar 25

This is my second time working with Dylan at Agave Home Loans, and once again, he went above and beyond to make the home loan process smooth and stress-free. From start to finish, their team was professional, knowledgeable, and always available to answer our questions. They took the time to explain every step, ensuring we felt confident in our decisions. Their dedication to excellent customer service and attention to detail truly set them apart. I highly recommend Agave to anyone looking for a reliable and trustworthy lender!

Kayla M.

17:17 23 Mar 25

Our loan situation is unique. We started with Agave, then went with our existing primary home loan company, Loan Depot. That because of our existing relationship and because of some comparative cost considerations. That decision effectively stopped the business transaction with Raylene. After at least 30 days of frustrating back & forth with Loan Depot, an issue with my wife & I's individual Trust verification, the business relationship soured. We called Raylene last Saturday, detailing our level of frustration and informing her that if Loan Depot didnt move toward Close this week, that we'd like to re-engage the loan process with her. Ironically, Loan Depot sent a Close appointment email today, scheduled for 3.24. Through this whole process, Raylene, although only 3 months into her role, has demonstrated exactly why quality customer service is so material to conducting business. She has been exemplary in all aspects of customer service: professional, courteous, knowledgeable, personable, gracious in terms of the outcome, all with quality, timely and reciprocal correspondence. It saddens me to a degree that we could not proceed with Agave, mainly because of Raylene and how she has represented Agave from the very beginning! She is a quality individual, demonstrated in her capacity with a Agave and is an asset to your company. I hold her in the highest professional regard and wish her nothing but success in her journey with Agave.

Harold J.

22:39 21 Mar 25

Josh Adkins walked us through every aspect of our mortgage. He was quick to return calls and answer or get answer to our questions.

Sandra D.

21:40 17 Mar 25

Best experience ever.

Gary M.

17:53 17 Mar 25

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Google Rating

5.0

Based on 1326 reviews

Agave Home Loans

5.0

Karen Bridges

22:52 02 Apr 25

I like the personalized experience. They gave me a game plan to help in the future. What matteredmost is that they listened about my concerns. Treated me with respect and care.

Ashleigh Prosser

12:55 02 Apr 25

Gabriel Ortiz

23:16 31 Mar 25

Sheila Daugherty

15:33 31 Mar 25

Kevin and Nick were amazing! They made the whole loan process seamless.. they were always available for my questions and needs! I would highly recommend Agave home loans for your home refinancing!

John Colello

17:05 29 Mar 25

As a Realtor for over 30 years I have seen many many mortgage brokers. I called Agave because it had a 5 star review but not sure who they paid to get that. I needed aloan for debt and medical and explained thouroughly to the broke rep Thomas about all the issues. He assured me that they were NOT like others and would be glad to do the deal. With over $ 500,000 in equity in my home he said my debt to income was too low after paying my existing mortgage for over 20 years never missing a payment. Anyway, 4 hours later told me they couldn't do the deal.So basically they are no different than any of the hundreds of brokers I have dealt with over the years. Do not use them unless as they say " they will lend you money if you don't really need it " but if you need it they won't PASS PASS PASS

Darnell Goines

02:33 29 Mar 25

Shanti and Greyson were absolutely amazing. I would definitely work with them again. Great communication and very professional.

CAROLE MCDOWELL

17:54 28 Mar 25

Top of the line in all aspects!!!

Kayla McMillian

17:17 23 Mar 25

Harold Johnson

22:39 21 Mar 25

Rick Giovanini

03:46 18 Mar 25

I had a lender that tried to sell my a loan saying it would save around 30k. But he didn’t use the current balance, which takes into account extra principal paid off. He was trying to tell me you can’t use the current balance for an amortization calculator.Absolute rubbish…

Sandra Dobrowolski

21:40 17 Mar 25

Josh Adkins walked us through every aspect of our mortgage. He was quick to return calls and answer or get answer to our questions.

Gary Morrow

17:53 17 Mar 25

Best experience ever.

Edeisha unstoppable Jarrett

14:50 14 Mar 25

At the time when I thought it was impossible for me to get a refinance, was told by my loan company of six years that they couldn't help me, I received a call from Loren who works for agave and in six weeks I was not only approved but received the money i asked for in my bank. Thanks to the agave team!!!

Toi Carter

16:14 13 Mar 25

Jenn Mulhern

16:20 08 Mar 25

Jacob and Dylan were extremely helpful throughout the process of refinancing our home. They were available if and when we had questions and stayed by our side until closing. They are an asset to the company.

Julian Heitz

01:56 05 Mar 25

Was by far the best people to deal with..Very professional.

James Choi

15:18 03 Mar 25

It was an amazing experience working with Loren Sluyter to get my loan approved. She went above and beyond to make sure I was taken care of during the entire process. I definitely recommend this company!

Susan Weaver

16:49 02 Mar 25

Easy, fast, efficient. Needed to consolidate high interest credit card rates which were completely out of hand. AGAVE gave me a great rate and a low monthly payment that is more than manageable. Wonderful people … I came down with a deadly Flu during the refinance process, and the AGAVE folks helped me considerably to complete the process in a timely manner so I did not lose my interest rate. Great working with AGAVE - highly recommend!

Nicole Gordon Cashmyer

03:13 01 Mar 25

If I could leave less than a one-star review, I would. For over a year, I have been on and off the phone with this company about my address change, and now I have a delinquent tax bill because they just now decided to tell me that they need a copy of the affidavit and the bill to open yet another case to update the address in their system. I'm paying $300 more a month on my mortgage to cover the property taxes for the whole year, and yet there's still a delinquent bill. Do not use this mortgage company.

Christie Sotelo

02:26 01 Mar 25

The entire process was a breeze. The best experience I've had when purchasing a home. Taylor was always there to answer any questions had. We were overall surprised and happy working with Agave.

Juan Sotelo

02:06 01 Mar 25

Working with a Agave was a very easy and fast home buying process. This is my third time purchasing a home and Taylor with Agave was the best, made this process satisfying.

Jeanne Stewart

19:36 28 Feb 25

We had a very positive experience with our home loan process thanks to Kori and his help.

David Scott

22:30 27 Feb 25

I had a great expierence! They were professional and hard working. I was kept updated daily on the progress and any questions i had were answered in a timely manner. I would recommend them to everyone. Ask for Taylor and Shanti. Thanks guys!!!

Patricia Pate

18:35 27 Feb 25

Kenton Mullenax

15:14 27 Feb 25

Jaxon Lodge

21:53 26 Feb 25

I just received an unsolicited phone call from Agave Home Loans. Martin said he was with Agave, left out the home loans part to hide that he is a lender, and told me he was a partner of the credit bureaus which is not true. This company buys trigger leads from the credit bureaus which if anyone has had their credit pulled then their phone blows up with calls this is why. This is a slimy business practice and should be illegal. If you like working with shady people this is your company.

charletta hentley

20:49 26 Feb 25

AGAVE provided me with a high quality customer experience. My representative Devin was extremely knowledgeable and helpful throughout the entire process. She was always available to answer any questions or concerns I may have had. She made the process easy and stress free from start to finish. I highly recommend this company for any of your mortgage needs.

Perla Zepeda

20:45 26 Feb 25

Devin is the best! She’s closed 3 loans for me! She is so helpful and always provides the best information.

C M

21:38 22 Feb 25

When my husband and I decided to try to get an equity loan, we prayed about it before anything. We feel so blessed that we found Jena Thorne at Agave Home Loans. Jena was so patient and understanding with us; she was so helpful and informative every step of the way. After a few weeks of number crunching, we were able to close, thanks to Jena and all of her guidance. She's really an angel who knows her stuff!! Thank you Jena!!!

Ronald Rentuza

17:09 14 Feb 25

Zach and Nick did a good job!

William Buckner

23:24 13 Feb 25

We good experience with Agave Home Loans. Staff was very knowledgeable and helpful. They went out of their way to answer all our questions and addressed our concerns and made it an good experience. We would definitely use them again.

Thelma Johnson

14:14 06 Feb 25

Highly recommend Agave Home Loans. Raylene Espinoza was very nice, efficient and informative. My loan was funded in less than two weeks. Great team!!

Janice Wheeler

22:11 04 Feb 25

Great company, even with less than good credit they are able to help.

Angela Clontz

22:51 03 Feb 25

Aaron Acevedo

22:23 29 Jan 25

Agradecemos mucho su ayuda ,, muy profesionales todo su grupo de trabajo

Maria McCarthy

22:21 29 Jan 25

My lender Eric was amazing. He answered all my questions and got me a really good interest rate. Also, he was always available to answer all my questions throughout the entire process. I would definitely recommend using this company.

Sharon Berry

14:21 29 Jan 25

I have nothing but good things to say about Agave home loans. Adrian Palayo is the best to work with. So helpful and easy to understand. Very quick from start to finish. I would go to him again.

alfred groves

04:12 28 Jan 25

I have been through quite a few refi's. My experience with Agave Homes has been a very pleasant experience. From the moment I was contacted by Agave to the final closing. My agent was Dylan Williams who was professional and knowledgeable in the whole process. What I appreciated the most it wasn't necessary for me to contact Dylan for updates. He kept me posted. He contacted me with updates as they occurred. That was a very satisfying. I wouldn't hesitate giving my recommendation to anyone seeking a refi.

2days2cents

01:30 28 Jan 25

Jack Puentes worked with me from day one and throughout my entire process of acquiring a 1st mortgage. He was never pushy and was happy to discuss different loans, cash out vs LOC equity in order to make sure I acquired the maximum cash and best pricing. I appreciated his honesty, full disclosure, and availability even at odd hours or weekends. After Jack put my initial packet of information together, he then handed it off for final processing to Thomas King who was also very good but continuing to have Jack in the loop from beginning to end was comforting. Customer service was top-notch and Jack even asked after my closing if there was anything he or Agave could have done better, which was refreshing and the fact that they care is probably why they are good. I researched 5 different companies and had 3 solid offers before choosing Agave and I am glad I did! Thank you!!

Carroll Spinks

01:37 25 Jan 25

My agent Nick, answered every question, walked me through every step with great care, confidence and courtesy. He contacted me frequently with updates and explained the complex processes so I felt confident in making decisions. I would enthusiastically work with him and Agave for any future need.

Frank de Monbrun

13:51 23 Jan 25

Professional, courteous, flexible - even when we missed a date for signing documents due to a last-minute schedule conflict, they provided an immediate alternate date! REALLY enjoyed working with the Agave team and would do so again!!

Derrick Bell

20:41 22 Jan 25

Extremely professional operation. Even handled my issue diligently and quickly. I would highly recommend Dylan and Agave Home Loans!

John Rojas

15:00 22 Jan 25

Adrian and Zack are great guys to help you ,Agave worked with us on the loan, great company to help people out, thanks

Gerald Speights

16:46 17 Jan 25

Jena throne is epitome of a Broker. I basically did nothing because she was always on top of paperwork etc.

Ray Karp

15:56 17 Jan 25

Was hooked up with Mike Ismail.. couldn’t have asked for a nicer guy.. he handled everything right.. I was very pleased with his professionalism.. thanks Swift

Terri Lester

02:37 17 Jan 25

Rebecca Walley

22:12 16 Jan 25

Adrian Pelayo, When on and beyond call for our refinance. Not only was he helpful from start to completion but he enjoyed hearing some of my stories about our home and my granddaughter the personal touch. I most certainly Agave and Adrian.

Ashley Fisher

22:06 16 Jan 25

Excellent communication and made the process easy!! Thanks Adrien!

Steaven Jiles

20:51 16 Jan 25

Dont Play

16:59 16 Jan 25

Best company to work with hands down . I highly recommend. We worked with Zach and shanti and they were amazing .

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Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

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Take cash-out of your home for renovations or paying off debt

Get pre-approved to buy a home or learn your options

Schedule A Call

Request A Quote

Please provide the following info for a quick quote.

Get Pre-Approved to Buy

Please provide the following info for a quick quote.

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